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Dear Friends of David,

The year 2014 has been both a challenging and exciting year for David. During January, February and March his liver was losing more and more functionality. Near the end of March his liver and his life were ending. Through a miracle on April 3rd, he received a transplant and a second chance at life. David’s new beginning had a complication. It was found during the examination of his old liver that a cancerous tumor had broken through the liver into his micro vascular and lymphatic system. There were no other tumors present in his body; but David is now on a lifetime regimen of chemotherapy.

Updates (5)

June 17, 2018

Dear Friends of David,

The year 2018 has found David continuing on with the business he launched in 2017, Senior Health Insurance Brokers, LLC. This endeavor grew out of his volunteer experience as a Medicare Counselor for the local SHIIP office in Durham. His experience with Medicare and insurance of course grew out of his incredible experience with his liver transplant and the complications presented to him when his liver disease caused him to enter disability, lose his insurance, join the marketplace in its infancy, have his transplant, go to Washington, speak to members of congress, speak nationally about the challenges of the disabled and insurance. David became an advocate for the people. He found that he could best serve people by gaining an in-depth understanding of how Medicare worked and how insurance companies worked with Medicare and then working directly with people to educate and empower them to select the plans that best meet their needs. He became an independent insurance broker for Medicare products. His only clients are those on Medicare, either as a result of disability or age. This is a passion for David.

During David’s transplant his “old” liver was found to be cancerous. The cancer did breakthrough the microvascular and lymphatic system. This has resulted in a lifelong course of oral chemotherapy for David. The current cost is over $6,000 per month. With the Part D drug Plan the monthly cost is reduced to slightly over $300 per month for this one drug once the catastrophic level is reached.

The upcoming years are going to be a challenge, particularly with out-of-pocket costs. While insurance and Medicare will cover significant portions of prescription costs, a huge percentage of these costs will not be covered. It appears that David will enter and exit the “donut hole” within the first month of every year. His out-of-pocket costs will exceed our annual income by several times each year. It is because of this that we are re-launching our fundraising campaign.

If you have donated to the campaign in David’s honor in the past, we thank you from the bottom of our hearts. Your funds have been used to pay for home health care, drugs not covered by insurance, and fees associated with hospital and clinic visits. Your donations are tax deductible, are held by HelpHOPELive in the South-Atlantic Liver Transplant Fund, and are administered by HelpHOPELive for medically-related expenses only. If you have not yet contributed to the fund please use this as your opportunity to make a contribution now. Your help will be greatly appreciated.

For credit card contributions, please click the “Donate Now” button.

We thank you in advance for any help you can provide.

Sincerely,
Mary Tedrow (919-908-6437)

June 17, 2018

Dear Friends of David,

The year 2018 has found David continuing on with the business he launched in 2017, Senior Health Insurance Brokers, LLC. This endeavor grew out of his volunteer experience as a Medicare Counselor for the local SHIIP office in Durham. His experience with Medicare and insurance of course grew out of his incredible experience with his liver transplant and the complications presented to him when his liver disease caused him to enter disability, lose his insurance, join the marketplace in its infancy, have his transplant, go to Washington, speak to members of congress, speak nationally about the challenges of the disabled and insurance. David became an advocate for the people. He found that he could best serve people by gaining an in-depth understanding of how Medicare worked and how insurance companies worked with Medicare and then working directly with people to educate and empower them to select the plans that best meet their needs. He became an independent insurance broker for Medicare products. His only clients are those on Medicare, either as a result of disability or age. This is a passion for David.

During David’s transplant his “old” liver was found to be cancerous. The cancer did breakthrough the microvascular and lymphatic system. This has resulted in a lifelong course of oral chemotherapy for David. The current cost is over $6,000 per month. With the Part D drug Plan the monthly cost is reduced to slightly over $300 per month for this one drug once the catastrophic level is reached.

The upcoming years are going to be a challenge, particularly with out-of-pocket costs. While insurance and Medicare will cover significant portions of prescription costs, a huge percentage of these costs will not be covered. It appears that David will enter and exit the “donut hole” within the first month of every year. His out-of-pocket costs will exceed our annual income by several times each year. It is because of this that we are re-launching our fundraising campaign.

If you have donated to the campaign in David’s honor in the past, we thank you from the bottom of our hearts. Your funds have been used to pay for home health care, drugs not covered by insurance, and fees associated with hospital and clinic visits. Your donations are tax deductible, are held by HelpHOPELive in the South-Atlantic Liver Transplant Fund, and are administered by HelpHOPELive for medically-related expenses only. If you have not yet contributed to the fund please use this as your opportunity to make a contribution now. Your help will be greatly appreciated.

For credit card contributions, please click the “Donate Now” button.

We thank you in advance for any help you can provide.

Sincerely,
Mary Tedrow (919-908-6437)

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